Finally Know If You're Truly Protected — Or Just Paying Premiums
Answer 11 quick questions and get your personalized Financial Health Report — mapping your family's risk across 7 pillars.
Hi, I'm Ivan 👋 Risk Management Specialist. I assess before I recommend. No sales pitch — clarity lang. 2 minutes, that's all.
Show Me Where I Stand — It's FREE → 11 quick taps · Most people finish in under 2 minutesThis is a sample. Take the 2-minute assessment to unlock your personalized report across all 7 pillars.
Your Free Assessment
Find Out Exactly Where You Stand
Salamat sa pag-bisita. Sagutan lang ang 11 mabilis na tanong — at malalaman mo agad kung nasaan ka.
Aside from yourself, does anyone depend on you financially?
If you were suddenly unable to work for 6 months, how long could your savings support you?
If a major illness hit today — costing around ₱1,000,000 — where would you get the money?
Which of these do you currently have?
Do you have any financial obligations that would still exist even after you're gone? (loans, mortgage, shared debts)
What is your biggest financial concern right now?
What made you take this Financial Readiness Assessment today?
When you find the right plan for you, what's your timeline for getting it in place?
How much are your average monthly living expenses?
For how many more years will your dependents need your financial support?
If you have personal insurance, which benefits does it currently include?
You're almost done! 🎉
Where do I send your report?
Check your promotions tab or spam folder after submitting.
Who This Is For
Built for those who want a specialist, not a salesman
This assessment is specifically designed for Filipino families ready for real information — not another sales pitch.
This is for you if:
- You're a breadwinner with a spouse and/or kids depending on you
- You're a parent who has HMO from work but suspect it's not enough
- You're an OFW or seafarer providing for family back home — and want to be sure they're truly secure
- You're an established professional who's been meaning to look into insurance for over a year
- You're an MSME owner who needs to protect both family and business
- You've been burned before by a pushy agent — and want real advice instead
This is NOT for you if:
- You want to be sold to in a single meeting
- You only care about getting the cheapest policy — not the right one
- You're not ready to share honest financial information
- You're looking for a yes-man, not an honest specialist
The Process
The #TalkToLontoc Method
"I assess before I recommend."
A 3-stage process. No pitch in any of them.
The Assessment
2 minutesAnswer 11 structured questions covering 7 risk pillars: income protection, critical illness, hospitalization, estate liquidity, education funding, retirement, and legacy.
Your Financial Health Report
Within 24 hoursA personalized written PDF with specific peso-value gaps. Plain language — no jargon. You keep this report. Forever. Whether we ever work together or not.
The Strategy Session
Only if you request itA private consultation walking through your Report. If — and only if — coverage genuinely fits, I present 2–3 options ranked by fit, not commission. No close. No pressure.
My Commitment To You
The #TalkToLontoc Promise
Three commitments I make to every family before we begin.
Private and Confidential
Everything you share with me stays between us. Your information is never shared, sold, or used beyond preparing your Financial Health Report and recommendations.
Quality Information Leads to Quality Recommendations
The more honest and complete your assessment, the more accurate your Report. This is why I assess before I recommend. Better input always produces better output.
No Commitment
Taking the Assessment, receiving your Report, and even attending the Strategy Session — none of these obligate you to buy anything. Ever. What you do with it is entirely your decision.
What Clients Say
Real Filipino Families. Real Clarity.
"The detailed explanation of insurance and its real value helped me finally understand what I needed. Sobrang nagpapasalamat ako."
— Joedel, Client
"The contents were discussed clearly and professionally. I walked away with real clarity — hindi lang yung typical sales pitch."
— Patrick, Client
Hey, I'm Ivan.
I'm a 6-time MDRT Member and Risk Management Specialist. I've guided 300+ Filipino families through structured financial assessments — not just policy sales.
"I assess before I recommend."
Most agents lead with a product. I lead with a written Financial Health Report — yours to keep regardless of whether we ever work together. That's the standard.
If you've ever met an insurance agent and walked away wanting real information instead of a sales pitch — you'll understand why this practice exists.
The Best Time to Get Clarity Was Yesterday.
If you've been carrying the quiet weight of "I really should figure this out" for too long — this is the easiest first step you can take.
2 minutes. Free. Your Financial Health Report in 24 hours.